Fraud Phone Agent
Location: Fort Mill, South Carolina
What makes a Fraud Phone Agent successful at OneMain? Check out the top traits we’re looking for and see if you qualify.
- Collaborative
- Communicator
- Creative
- Strategic
- Relationship Expertise
- Results Driven
Culture
- We prioritize teamwork and building in-person connections with each other, understanding that fostering a collaborative environment is the best way to support each other.
- We encourage teams to take ownership of initiatives in this fast-paced, entrepreneurial environment so they can drive solutions that stay ahead of customer needs.
- We engage in work that is not only meaningful but also fosters professional growth.
- We exemplify agility and innate curiosity, fostering collaboration with cross-functional groups and projects.
The best part about working at OneMain is the opportunity to empower our team members to maximize their potential.
Jamelle B., Organizational Development and Learning
Benefits
We promote social and family well-being by offering paid time off for volunteer hours and providing family back-up care.
We offer extensive, comprehensive coverage to support team members’ needs physically and mentally, such as access to Talkspace and Hinge for on-demand physical therapy via an app.
We offer financial wellness that includes 401(k) with match, ESPP, tuition reimbursement and tools like subscription cancelation that help you stay on top of your financial goals.
The OMF Verifications agent will support the Enterprise Fraud Group (EFG), Fraud Analytics and Customer Service (CS) via being an additional line of defense against Fraud. FPAs will reduce ATO Fraud loss while offering Customers real time support via applying judgmental decisions that lead to account restrictions while providing Customers with real time phone changes to Personal Information. FPAs’ real time conversations will relieve Customers of the need to provide supporting documents by email which will also facilitate Customer access to their credit line. Also, when callers fail identification, FPAs will alert the EFG team which will take appropriate actions.
In addition to limited phone work, most of an FPA’s focus will center on reviewing manual reports/listening to recorded calls to ensure OMF’s policies are being followed. In this capacity, FPAs will utilize their informed judgement to determine if accounts should be blocked.
The Role
- Reduce Fraud Loss: Exercise sound judgment to restrict (or not restrict) accounts demonstrating suspicious attributes
- Improve Customer Experience: Show empathy to impacted Customers and victims of fraud; maintain the highest level of professionalism with Customers and Colleagues
- Take inbound calls to assist Customers with additional verification if Customers have failed initial account identification & verification and/or failed additional verification after requesting a change to the account
- Review accounts that queue on the previous day’s reports
- Assist Customers with light account maintenance
- Maintain an understanding of the departmental systems, policies and procedures; meet production, judgment and Quality goals
Requirements
- High School / GED Diploma
- 2+ years of call center experience
- Strong problem-solving skills
- Excellent research skills
- Strong verbal and written skills
- Ability to maintain confidentiality and sensitive information
Location: Hybrid schedule: Tuesday-Thursday anchor days // Schedule is 11am-8pm
Who we Are
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.
Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:
- Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
- Up to 4% matching 401(k)
- Employee Stock Purchase Plan (10% share discount)
- Tuition reimbursement
- Paid time off (15 days’ vacation per year, prorated based on start date)
- Paid sick leave as determined by state or local ordinance (prorated based on start date)
- 11 Paid holidays (4 floating holidays, prorated based on start date)
- Paid volunteer time (3 days per year, prorated based on start date)
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