Advance your potential – and reach your goals

Lead Data Science Analyst

Location: Wilmington, DE (Hybrid Schedule)

OneMain Financial is seeking a Lead Data Science Analyst to join our innovative and fast-moving Data Science team.

Successful candidates will be willing to challenge assumptions and bring fresh ideas, own projects from inception to production, and collaborate with internal partners to improve customer experience and drive OneMain's financial performance.

Example projects include building underwriting models for our core personal loans business, building a credit line management model for our new credit card business, building a pricing model for our emerging auto purchase finance business, and building a contractor fraud detection system for our recently launched point-of-sale business.

Key qualities include creativity, clarity in communication, ability to strike a balance between speed to market and quality of delivery, and a willingness to seek out or develop new tools and ideas.  Bring your individual strengths, knowledge, and interests to bear on the problems we tackle.  Propose new ideas.  Pursue some of them.

In the Role

• Identify high impact opportunities where a data science solution can provide large leverage.  Then design, build, validate, implement, monitor, and improve that data science solution.
• Identify new data, new technologies, new techniques, and new insights that will create value for our customers and businesses.
• Promote best practices for model development and software design.
• Communicate and collaborate with cross-functional partners.
• Work with third-party vendor partners to evaluate data and products and integrate those that that show promise into our data science practices and platforms.
• Develop testing & control procedures to ensure execution accuracy and effective post implementation monitoring.
• Continually assess and enhance the efficiency and scalability of implemented models and application logic.
• Independently complete analyses, draw conclusions, and present results to influence business & strategy decisions.
• Unlock insights from non-traditional data sources such as information from other industries, tax data, deposit data, demographic data, social media and digital data.

Requirements

• Graduate degree in STEM field or 3+ years of experience working as a data scientist
• Applied experience in a variety of modeling techniques like bagging, boosting, deep learning, NLP, and so forth.
• Strong software development skills in Python, including design, algorithms, optimization, and testing, and source control.  Bias toward polished, self-contained solutions with clear interfaces.
• Outstanding communication skills with the comfort to interact with all levels with clarity and at an appropriate level of detail.
• Ability to work with teams of diverse individuals focused on several disparate projects simultaneously.
• Experience working in cross-functional teams across a large, multi-stakeholder organization.
• Ability to work with a high degree of autonomy: can resolve or escalate issues appropriately; can fill in the gaps when requirements are incomplete.
• Risk management mindset: can foresee risks and potential points of failure in a data science system and appropriate mitigate or manage them.

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-time employees with:

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
• Up to 4% matching 401(k)
• Employee Stock Purchase Plan (10% share discount)
• Tuition reimbursement
• Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
• Paid sick leave as determined by state or local ordinance, prorated based on start date
• Paid holidays (7 days per year, based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)